Terms of Use

This web page represents a legal document that serves as our Terms of Use and it governs the legal terms of our website, https://www.paysaved.com/, sub-domains, and any associated web-based and mobile applications (collectively, "Website"), as owned and operated by PaySaved.

Capitalized terms, unless otherwise defined, have the meaning specified within the Definitions section below. This Terms of Use, along with our Privacy Policy, any mobile license agreement, and other posted guidelines within our Website, collectively "Legal Terms", constitute the entire and only agreement between you and PaySaved, and supersede all other agreements, representations, warranties and understandings with respect to our Website and the subject matter contained herein. We may amend our Legal Terms at any time without specific notice to you. The latest copies of our Legal Terms will be posted in our Website, and you should review all Legal Terms prior to using our Website. After any revisions to our Legal Terms are posted, you agree to be bound to any such changes to them. Therefore, it is important for you to regularly review our Legal Terms to make sure you still agree to them.

By using our Website, you agree to fully comply with and be bound by our Legal Terms. Please review them carefully. If you do not accept our Legal Terms, do not access and use our Website. If you have already accessed our Website and do not accept our %p.m-b-3 Legal Terms, you should immediately discontinue using our Website.

The last update to our Terms of Service was posted on December 23, 2016.


The terms "us" or "we" or "our" refers to PaySaved, the owner of the Website. A "Visitor" is someone who merely browses our Website, but has not registered as Member. A "Member" is an individual whether acting as merchant or buyer that has registered with us to use our Service. Our "Service" represents the collective functionality and features as offered through our Website to our Members. A "User" is a collective identifier that refers to either a Visitor or a Member.

All text, information, graphics, audio, video, and data offered through our Website are collectively known as our "Content".

Legal Compliance

You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of our Website. PaySaved reserves the right to investigate complaints or reported violations of our Legal Terms and to take any action we deem appropriate, including but not limited to canceling your Member account, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information, as allowed under our Privacy Policy.


Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of texts, words and other form of graphical representations such as icons and logos. Your use of our Website nor this Terms of Use does not convey, constitute or grant to you any right or license for you to use such service marks/trademarks, without the prior written permission from the corresponding service mark/trademark owner. PaySaved complies and will remain compliant with international copyright laws. The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited.

Third Party Services and Contents

Our Website may contain third party services and content (including advertising) that PaySaved does not control. These made available third party services and contents are provided solely as a convenience to you. You acknowledge that different terms of use and privacy policies may apply to your use of such third party services and content. Further, the inclusion of any third party services and content within our Website does not constitute any endorsement, guarantee, warranty, or recommendation and in no event shall PaySaved be responsible or liable for any products or services of such third party providers. Additionally, Apple Inc., Google, Inc., or Microsoft Corporation will be a third-party beneficiary to this Terms of Use if you access our Service using Applications developed for Apple iOS, Android or Microsoft Windows-powered mobile devices, respectively. These third party beneficiaries are not parties to this Terms of Use and are not responsible for the provision or support of our Services in any manner. Your access to our Services using these devices is subject to terms set forth in the applicable third party beneficiary's terms of service.

General Terms

Our Legal Terms shall be treated as though it were executed and performed in Cebu, Philippines, thus, shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website, must be instituted within one (1) year after the cause of action arose or be forever waived and barred.


Should any part of our Legal Terms be held invalid or unenforceable, that portion shall be construed separately and the remaining portions shall remain in full force and effect. To the extent that any Content in our Website conflicts or is inconsistent with our Legal Terms, our Legal Terms shall take precedence. Our failure to enforce any provision of our Legal Terms shall not be deemed as waiver of such provision nor of the right to enforce such provision. The rights of PaySaved under our Legal Terms shall survive even with the termination of our Legal Terms.